One Click Group Limited reported a significant reduction in net loss alongside revenue growth to $6.1 million for the year ended 31 December 2025, edging closer to EBITDA breakeven. The fintech company continues to expand its user base and product offerings on its scalable One Click Life platform.
- Revenue increased 26% to $6.125 million in 2025
- Net loss narrowed by 64% to $716,460
- EBITDA nearly breakeven, a marked improvement from prior year
- User base grew to over 230,000 registered users
- Completed $1.25 million capital raise to support growth
Financial Performance Highlights
One Click Group Limited (ASX:1CG) has released its preliminary final report for the year ended 31 December 2025, showcasing a marked improvement in its financial results. The company recorded revenues of $6.125 million, a 26% increase from $4.877 million in 2024. This growth was accompanied by a significant reduction in net loss, which narrowed by 64% to $716,460 compared to nearly $2 million the previous year.
Importantly, the company reported an EBITDA result that was just over breakeven, a substantial turnaround from the $1.3 million EBITDA loss in 2024. This progress reflects the company’s ongoing execution of its business plan to scale revenue while managing operating expenses effectively.
Operational Growth and Platform Expansion
One Click Group’s core offering is its One Click Life mobile app, a fintech platform designed to simplify Australians’ financial lives by integrating tax preparation, lending, and wealth management services. The platform’s user base expanded to over 230,000 registered users by the end of 2025, with users spread across key population centres nationwide.
The company’s primary revenue driver remains its online tax return service, priced at $99 per standard return. However, One Click Life is broadening its financial product suite, notably adding superannuation management and lending products to build recurring revenue streams. The company’s scalable digital delivery model allows it to grow users and revenue without proportionally increasing operating costs.
Capital Raising and Strategic Investments
To support its growth trajectory, One Click Group completed a $1.25 million capital raise in 2025 through the issuance of 125 million new ordinary shares. The company also made a strategic acquisition of Mortgage Procurement Services Pty Ltd for $20,000, enhancing its lending capabilities. Additionally, a subsidiary was rebranded to One Click Super Pty Ltd, signalling a focus on superannuation services.
Governance and Incentives
The board remains led by experienced directors including Managing Director Mark Waller and Non-Executive Chairman Russell Baskerville. Executive remuneration includes performance rights tied to share price milestones, aligning management incentives with shareholder value creation. No dividends were declared for the year, consistent with the company’s growth phase and reinvestment strategy.
Outlook and Risks
While the company is progressing towards profitability, it acknowledges risks typical of a growth-stage fintech, including the need to sustain user acquisition at commercial costs and potential capital raising dilution. The board affirms the company’s ability to continue as a going concern, supported by revenue growth, access to financing, and operational flexibility.
Investors will be watching closely as One Click Group seeks to convert its expanding user base and product ecosystem into sustained profitability in the coming years.
Bottom Line?
One Click Group’s 2025 results mark a turning point, but the path to sustained profitability hinges on continued user growth and capital discipline.
Questions in the middle?
- Can One Click Group maintain its user acquisition momentum while reducing marketing costs further?
- How will the expansion into superannuation and lending products impact long-term revenue and margins?
- What are the company’s plans to manage potential dilution if further capital raises become necessary?