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Harmoney posts record $13.5m FY26 profit, sets $16m+ FY27 target

4:20pm on Thursday 20th of August, 2026 AEST Financial Services
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Harmoney posts record $13.5m FY26 profit, sets $16m+ FY27 target

4:20pm on Thursday 20th of August, 2026 AEST
Key Points
  • Record FY26 cash NPAT of $13.5m, beating upgraded guidance
  • Loan originations grow 21%, with 41% from existing customers
  • Net interest margin widens 90bps to 10.2%, funding costs fall
  • Cost to income ratio improves to 17.8% through Stellare® automation
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