Latest Net Interest Margin News

Liberty Group delivered a second consecutive year of profit growth in FY26 as record loan originations lifted financial assets to A$15.2 billion. The result supports a 15-cent fully franked special dividend, although credit provisions and cash flow remain important tests for the lending model.

Heartland Group Holdings (NZX: HGH, ASX: HGH) more than doubled FY2026 net profit as margins widened, asset quality improved and its proposed TSB merger moved towards a shareholder vote. The bank also reported a 16% fall in restated emissions, though much of its climate-risk work remains incomplete or estimate-driven.

MyState delivered a sharp rise in FY26 profit as Auswide integration produced $11.8 million in run-rate synergies, while the group lifted its full-year dividend to 24.5 cents per share. The next test is turning early integration gains into a larger payoff without losing control of technology costs and credit risk.

Kina Securities lifted its half-year net profit by 4% to PGK 59.7 million, underpinned by a strong capital injection via Papua New Guinea’s inaugural listed corporate bond and a 13% higher interim dividend in local currency.

Resimac Group Ltd delivered a 42% jump in statutory profit for FY26 despite flat revenue, driven by strong home loan growth and improved margins, while raising its final dividend to 6 cents per share.

Wisr Limited has reported its inaugural full-year Cash NPAT profit of $1.0 million for FY26, driven by a 65% surge in loan originations and a 32% expansion in its loan book, surpassing $1 billion for the first time.

MyState Limited posted a 58% rise in statutory net profit after tax to $56.2 million for FY26, boosted by integration progress and strong portfolio growth. The company declared a fully franked final dividend of 12.5 cents per share, marking a 3-cent increase for the year.

Bendigo and Adelaide Bank reports a $375.1 million statutory profit for FY26, reversing last year’s loss, while committing $70 million to a multi-year risk rectification program and declaring a fully franked 33 cent dividend.

Liberty Financial Group delivered a 7.8% rise in net profit after tax to $143.8 million for FY26, underpinned by record loan originations and stable credit quality. The group declared a fully franked 15 cent special dividend payable in September 2026.

QuickFee Limited swung to a A$39.3 million profit for FY26, propelled by the lucrative sale of its US Pay Now products, while trimming costs and declaring its first dividends.

BSP Financial Group has reported an 8.4% increase in net profit to K620 million for the first half of 2026, driven by a 17.7% surge in revenue and supported by a strong capital position and strategic investments.

Pepper Money Limited (ASX:PPM) reported a landmark half-year to June 2026, with originations soaring 40% and net profit after tax rising 15% on a pro-forma basis, underpinned by strong mortgage growth and new servicing contracts.